# TERMS & CONDITIONS
**Effective Date:** January 1, 2025
**Contractor Name:** _________________________________
**Contractor Initials:** _______
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Welcome to American National Construction ("ANC"). By accessing or using our platform, you agree to be bound by these Terms & Conditions.
## 1. ACCEPTANCE OF TERMS
By accessing or using our platform, you agree to be bound by these Terms. If you do not agree, do not use our services.
### Modifications
- We may modify these Terms at any time
- Changes effective upon posting
- Continued use constitutes acceptance
- Material changes will be communicated
## 2. PLATFORM SERVICES
### Services Provided
- Lead generation and matching
- Communication tools
- Payment processing
- Project management tools
- Support and resources
### Service Availability
- Platform available 24/7 (subject to maintenance)
- Scheduled maintenance announced in advance
- Emergency maintenance as needed
- No guarantee of uninterrupted service
## 3. ACCOUNT REGISTRATION
### Registration Requirements
- Provide accurate information
- Maintain current contact details
- Verify email and phone number
- Complete profile information
### Account Security
- Protect your login credentials
- Do not share account access
- Report unauthorized access immediately
- You are responsible for account activity
### Account Suspension
- We may suspend accounts for violations
- Suspension during investigation
- Reinstatement upon resolution
- Termination for serious violations
## 4. USER CONDUCT
### Acceptable Use
- Use platform for legitimate business purposes
- Maintain professional conduct
- Respect other users
- Follow all applicable laws
### Prohibited Activities
- Fraudulent or deceptive practices
- Harassment or abuse
- Spam or unsolicited communications
- Unauthorized access or hacking
- Violating intellectual property rights
## 5. INTELLECTUAL PROPERTY
### Our Rights
- Platform and content are our property
- Protected by copyright and trademark laws
- You may not copy or reproduce without permission
- Limited license granted for platform use
### Your Content
- You retain rights to your content
- You grant us license to use for platform purposes
- You represent you have rights to content you upload
- We may remove inappropriate content
## 6. PAYMENT TERMS
### Fees and Commissions
- Commission rates based on membership tier (3-10%)
- Fees clearly disclosed before acceptance
- Automatic deduction from payments
- Transparent breakdown provided
### Payment Processing
- Payments processed through secure system
- Multiple payment methods accepted
- Processing times as disclosed
- Refunds per our refund policy
### Disputes
- Report payment issues within 30 days
- We will investigate and resolve fairly
- Chargebacks may result in account suspension
- Legal action for fraudulent disputes
## 7. PRIVACY & DATA
### Information Collection
- We collect information as described in Privacy Policy
- Used to provide and improve services
- Shared only as disclosed
- Protected with industry-standard security
### Your Responsibilities
- Protect homeowner information
- Comply with privacy laws
- Report data breaches
- Use data only for authorized purposes
## 8. DISCLAIMERS
### Service "As Is"
- Platform provided "as is" and "as available"
- No warranties of any kind
- We do not guarantee results
- Use at your own risk
### No Guarantee of Leads
- We do not guarantee number or quality of leads
- Lead availability varies by location and specialty
- We strive for quality but cannot guarantee outcomes
- Your success depends on your performance
### Third-Party Services
- Platform may integrate third-party services
- We are not responsible for third-party services
- Third-party terms apply
- Use third-party services at your own risk
## 9. LIMITATION OF LIABILITY
### Limited Liability
- Our liability limited to fees paid in past 12 months
- Not liable for indirect or consequential damages
- Not liable for lost profits or business
- Some jurisdictions may not allow limitations
### Indemnification
- You indemnify us against claims related to your use
- You are responsible for your work and conduct
- You will defend us in related legal actions
- You will pay damages and costs
## 10. DISPUTE RESOLUTION
### Informal Resolution
- Contact us first to resolve disputes
- We will work in good faith to resolve
- Most issues can be resolved informally
### Arbitration
- Disputes resolved through binding arbitration
- Conducted per AAA rules
- Individual basis only (no class actions)
- Arbitrator's decision is final
### Exceptions
- Small claims court available
- Injunctive relief may be sought in court
- Intellectual property disputes in court
## 11. TERMINATION
### Your Right to Terminate
- Cancel account anytime
- 30 days notice for active projects
- Final payments processed
- Data deleted per privacy policy
### Our Right to Terminate
- We may terminate for violations
- Immediate termination for serious violations
- Notice provided when possible
- Refunds at our discretion
### Effect of Termination
- Access to platform removed
- Outstanding obligations remain
- Confidentiality continues
- Provisions survive as applicable
## 12. GENERAL PROVISIONS
### Entire Agreement
- These Terms constitute entire agreement
- Supersede prior agreements
- Modifications must be in writing
### Governing Law
- Governed by Texas law
- Venue in Dallas County, Texas
- Federal law applies where applicable
### Severability
- Invalid provisions severed
- Remainder remains in effect
### No Waiver
- Failure to enforce does not waive rights
- Waiver must be in writing
### Assignment
- You may not assign these Terms
- We may assign to affiliates or successors
### Force Majeure
- Not liable for events beyond our control
- Includes natural disasters, war, etc.
- Obligations suspended during force majeure
## 13. CONTACT INFORMATION
**American National Construction**
- Email: legal@anconstruction.com
- Phone: (555) 123-4567
- Address: 123 Main Street, Dallas, TX 75201
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**By using our platform, you acknowledge that you have read, understood, and agree to these Terms and Conditions.**
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**AGREED TO BY:**
**American National Construction**
Signature: Adam Zeid
Name: Adam Zeid
Title: CEO
Date: January 1, 2025
**Contractor:**
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Signature
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Printed Name
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Date